Terms

Terms of use

Susman Insurance Agency, a California-licensed insurance company (License 0B75129), manages this website. It gives general details on life insurance and offers a resource that produces carrier quotes for the answers you provide.

Quotes are not binding. The shown rates are what carriers offer for the category you selected and exist only for learning. Nothing here ensures a specific cost, confirms you will be approved, or represents what you will actually owe. The insurer picks your final cost and category through evaluation; your signed contract and add-ons control.

No coverage happens here. Putting in a quote request, filling out an application, or messaging us does not begin coverage. Coverage exists solely when an insurance company issues a contract and you confirm and remit payment.

Availability. Products, insurers, and costs differ by location and individual profile and may shift anytime. We show quotes for people who live in California.

Information. The learning guides on this site are basic information and not legal, accounting, or investment guidance. Get advice from a professional you trust about anything that is important to you.

Third-party service. The application section brings in a payment service controlled by a company separate from us, with its own terms.